Acre Lane Capital Achieves £100 Million Loan Book and Introduces Updated Product Suite to Support Borrowers

Acre Lane Capital Achieves £100 Million Loan Book

Acre Lane Capital has reported total lending of £70 million in 2024, contributing to the growth of its loan book, which has now reached £100 million. The company continues to provide financial solutions to SME developers and borrowers, offering a range of products designed to support property investment and development projects across the UK.

As part of its operational developments, Acre Lane Capital has introduced a cradle-to-grave lending model, whereby the same individuals are responsible for both originating and underwriting each loan. This approach is intended to ensure that borrowers deal directly with decision-makers throughout the process, reducing delays and improving consistency from initial enquiry to completion. By eliminating the ‘middle-men’, the model seeks to provide a more streamlined and transparent process for borrowers.

Acre Lane Capital’s financial products include bridging, refurbishment, development/ground up, and part-completed loans, lending from £300,000 to £10 million. Bridging loans are available at rates from 0.74% per month, refurbishment from  0.83% per month, and development and part complete loans from 0.88% per month, all with terms of up to 24 months. Loans are assessed based on Current Market Value, rather than short-term valuations, and are available for a range of property types, including residential, mixed-use, and HMOs. The company also considers applications from borrowers with adverse credit histories.

To support its lending activities, Acre Lane Capital expanded its team in 2024, appointing several key personnel across credit, asset management, and operations. Henry Manley Cooper joined as Head of Credit, overseeing underwriting and risk assessment, while Renzo Vigliotti was appointed as Head of Asset Management, responsible for portfolio oversight. Toran Selim provides support across both departments, and Georgia Ashley, as Chief Marketing and Operations Officer, has taken responsibility for business process optimisation and marketing strategies.

Chris Pigden, Managing Director and Co-founder, commented: “The expansion of our loan book reflects the company’s commitment to supporting borrowers with structured finance solutions. By ensuring that the same individual manages a loan from initial discussions through to completion, we aim to provide a more efficient and consistent process.”

Ian Wilson, CEO and Co-founder, added: “We continue to refine our lending process to offer greater transparency and accessibility. The removal of unnecessary layers in decision-making allows borrowers to work directly with those responsible for underwriting their loans, ensuring a clear and direct route to funding decisions.”

For further information, please visit www.acrelanecapital.com